Our Plan
Overview
Our mission is to advance scientific research that promotes financial equality and optimizes the use of new technology for public benefit. We aim to enhance people's lives through cost-effective technologies.
Our first project is to establish a strong financial foundation through patents, allowing us to become a self-funded organization. This approach will ensure the sustainability of ongoing research while supporting our mission and long-term goals.
Use Patent to Reduce Fees and Prices
Since the invention of credit cards over 60 years ago, the prices of all goods and services have included implicit credit card transaction fees. Currently, these 3–5% merchant fees (averaging around 3.5%) are hidden in the prices—even food prices are affected.
Our patented UCDC System produces digital tokens, FreeCoin®, which can replace credit cards and offer the following benefits:
FreeCoin® Benefits for Businesses
By accepting FreeCoin®, retailers eliminate credit card processing fees—saving ~3.5% per transaction and boosting net profits instantly. These savings can be passed on to customers through higher discounts or enhanced loyalty rewards, creating a more competitive and customer-friendly business model.
Additionally, business leaders in any industry can integrate FreeCoin® into their loyalty reward programs. According to Harvard Business Review research, this strategy helps retain core customers and reinforces their market leadership.
FreeCoin® Benefits for Consumers
1. One Wallet, All Rewards
With FreeCoin®, consumers can manage all loyalty rewards from different brands in a single, secure wallet—eliminating the hassle of multiple apps and accounts. Transactions are secure, traceable, and effortless.
2. Lower Prices Over Time
As retailers pass on savings from reduced Credit Card fees, long-term consumer prices Index(CPI) will decline—thanks to higher discounts and better reward.
3. No Expiry or Devaluation
Unlike traditional loyalty points, FreeCoin® rewards never expire or lose value. Consumers can redeem them anywhere—not just with the original issuer.
FreeCoin® Stable Value & Zero Fees
Price Stability
FreeCoin® is backed by a reserve at a fixed rate of 1 USD in the USA.
Both public and private sales are conducted at this fixed price—eliminating speculative profits from price fluctuations.
Fee-Free Transactions
Our next-generation intelligent wallet will enable:
- Zero transaction fee for consumers
- Zero transaction fee for retailers (based on cost structure)
Goal: Maximize savings by eliminating payment processing costs.
Consumer Lifetime Savings
After FreeCoin® replaces credit card transactions, merchants will no longer pay merchant fees. Over time, this will lead to lower prices, directly benefiting consumers. The average lifetime savings per person could exceed $100,000.